Epic Wealth Pty Ltd offers a variety of Mortality Benefits.
Death Benefit and Modified Death Benefit: will pay the benefit amount as a lump sum on the death of the insured life.
Natural death Benefit: The death of the insured life due to natural causes.
Unnatural Death Benefit: will pay the benefit amount as a lump sum on the unnatural death of the insured life. An unnatural death is a death that results directly and solely from bodily injury (caused by an event).
Last Survivor Death Benefit: will pay the benefit amount as a lump sum on the death of the last survivor of the two insured lives.
Funeral Benefit: will pay the benefit amount as a lump sum on the death of the insured life.
Education Protector – Death:

• will pay the claim amount as a lump sum on the death of the insured life OR
• return all premiums paid, at the end of the benefit term.

Education Protector – Death and Disability: 

• will pay the claim amount as a lump sum on the death of the insured life OR
• will pay the full claim amount as a lump sum if the insured life suffers a disability caused by a bodily injury or illness to such an extent that he is totally and permanently unable to perform the normal duties of his own occupation (up to the policy anniversary before the insured life’s 65th birthday) OR
• will pay the claim amount if the insured life meets the requirements of one of the defined functional impairment claim events with 100% payout (up to the policy anniversary before the insured life’s 70th birthday) OR
• return all premiums paid, at the end of the benefit term.

Education Protector – Death and Impairment:

• will pay the claim amount as a lump sum on the death of the insured life OR
• will pay the claim amount if the insured life meets the requirements of one of the defined functional impairment claim events with 100% payout (up to the policy anniversary before the insured life’s 70th birthday) OR
• return all premiums paid, at the end of the benefit term.