Income Disability and Impairment Benefits

Income Disability and Impairment Benefits
Income Protector: will pay a monthly claim amount if:

  • the insured life is temporarily or permanently disabled as a result of a bodily injury or illness to such an extent that he is continuously unable to perform the main duties of his own occupation on a total or partial basisOR
  • the insured life meets the requirements of one of the defined impairment or illness claim events.

Temporary Income Protector: will pay a monthly claim amount if:

  • the insured life is temporarily or permanently disabled as a result of a bodily injury or illness to such an extent that he is continuously unable to perform the duties of his own occupation on a total or partial basisOR
  • the insured life meets the requirements of one of the defined impairment or illness claim events

Business Overheads Protector: will pay a monthly claim amount if:

  • the insured life is temporarily or permanently disabled as a result of a bodily injury or illness to such an extent that he is continuously unable to perform the duties of his own occupation on a total or partial basisOR
  • the insured life meets the requirements of one of the defined impairment or illness claim events.

Business Protector: will pay a monthly claim amount if:

  • the insured life is temporarily or permanently disabled as a result of a bodily injury or illness to such an extent that he is continuously unable to perform the duties of his own occupation on a total or partial basis OR
  • the insured life meets the requirements of one of the defined impairment or illness claim events.

Functional Protector: Momentum will pay a monthly claim amount if the insured life is permanently functionally impaired and meets the requirements of one of the defined functional impairment claim events with 100% payout.